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One of the obstacles when trying to find a payday loan is to try and locate one where a debit card is not needed. Whilst it is possible to find these loans there are not as many providers offering this service as there are lenders willing to get you a quick loan if you did have a debit card.
The reason many lenders require you to have a card that is attached to a UK bank account is that it makes it easier for the lender to receive any repayments. It is also more convenient for you as it means you have a repayment method in place. This means you will not have to worry about forgetting to pay or having to write out a cheque and post it. Missing repayments means that you will usually incur additional interest charges.
As mentioned before there are not as many lenders that are willing to provide payday loans in the UK without a debit card. This does not mean that there are no companies out there willing to get you an advance. The market has adapted to the needs of the customer after realising that not everyone has a debit card.
Searching for a no debit card lender can be more difficult as there are not many sources available. You can use the internet to search for payday loan providers which will be your fastest way of finding a current lender. There are some sites that do compare lenders to match to certain criteria. With these sites you can enter your details into an online form which will produce a personalised search to meet your current circumstances.
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